What's The Benifit? Conventional Loans And Syariah Loans

For entrepreneur, capital is oen of the most important things to run a business. By having liquid current activa or asset, a business can budget and do some cutting cost for production but managing how to produce best quality products. This will impact to expand the business in the future.

Looking for loans, sometimes, makes mostly decision makers think deeply. It is because of the interests decided by the creditors. In conventional bank, mostly banking system provides loans with high interest which is measured from Government policy. Besides, the growth of small scale industries have created new style in loans and more competitive the offers offered by conventional banks.

In Indonesia, BMT (small corporation which runs a banking system) or Syariah Bank gives more competitive loans without giving exact or certain interests to the customers. This advantages is one of the benefits for the young entrepreneur specially for home industries. Loans without high risks becomes the small scale industries alternatives to have a liquid capital to support their business.

From my observation, Syariah bank succeeds to take its customers to get successful and about 60% small scale industries have exported their best products to overseas. Besides, the flexibility in managing and payment method of Syariah bank has make syariah bank as the best solution for mostly debitors in Indonesia.

In line with the movement of goverment policy in tax (exports), entrepreneurs takes part in speculation and forces their assets towards export orientation. Besides, they also help government to increase gross district income about 5,8% per year.

Syairah Bank has many products which gives its customers the easiness in payment and in managing the capital given. The flatform of loan is various. It depends on the width of the business.

Win Or Lose

Life is positioned in two things. All of them should be picked. And when the two creeps on us and decide something, we simply can not avoid from it even escape from the destiny. I believe in destiny. For me, destiny is like a decision maker!. 'though we struggle a lot and fully work all day, but if ... when the destiny decides that we will lose, who can handle it over. To motivate, we usually say that that's one of our experience in life. It doesn't matter if it happens to us. Just lead on and try without frustrating.

Talking about WIN or LOSE can not escape from the destiny. It is impossible to win always without losing. Even there will be any chances to lose forever. Win and Lose is like two sword with twin eyes. Each of them must be experienced by all human kinds.

What Now?

To reduce our dissapointment from Losing, we can take time to read some books in the library, go on a holiday or do something that we did a long time ago. Killing time by following some tips and tricks to relax sometimes waste our time, energy and money. Are you with me?

This could be compared to old men who don't have much time to share and to participate to social organization even to small party of their own house, like ... grandchildren's birthday party, etc. Just lead on this life and take whatever comes on over. Don't act over! Because this will adhere in our mind till we are old.

Feeling regretful to what we've done like losing from something will reduce our energy and we will be brought into an earth which is full of boring....

When we win, just relax. Wanna have a party!? Just do it! But do all things properly! Remember! don't act over .. I mean you shouldn't overact to whatever happen in our life. No one says we are ancient creature when we do not do what mostly people do.

For Win or Lose, people wanna let themselves die for unuseful honor ... Think it deeply and consider everything around you then decide; Is it good for me and for my family or not?