Wednesday, March 30, 2011

Benefits of Microorganisms

In developing countries in the world such as Japan, have long been used in agriculture microorganisms. In the United States and European countries currently campaigning "Back To Nature" and this shows a positive attitude to increase agricultural production and increase the percentage of consumption of organic food.

In addition, the use of microorganisms to produce two things:

1. Reduce chemical fertilizer
2. Business prospects of agriculture to farmers and entrepreneurs

Chemicals in agriculture

Chemicals used by most of Farmers in Indonesia is very detrimental to agricultural land. Agricultural land becomes dry and the ground element of damage is inevitable. In addition, people who consume agricultural products resulting from the increase in yield from chemicals interfere with the health and tend to throw money to check on their health in hospital.

Business Prospects of Microorganisms

Technology microorganism is a microorganism inoculant application in agriculture. This technology advantage as the decomposing microorganisms consisting of bacteria and fungi that can reduce the use of chemicals, suppress weed growth, reduce the negative effects of residues peptisida, restore soil fertility, and increasing yield.

With fertilizer materials, for example, derived from microorganisms, farmers can develop another business out of farming, for example, organic fertilizer business and this is already happening in Central Java, Indonesia ie by making a mixture of chemicals with extremely small percentage of munitions or goats and process it into fertilizer that has the effectiveness and efficiency in agriculture.

Taken from insurances7.blogspot.com that had been deleted.

Arisan As Business Alternatives Method

Feeling bored of Multi-level marketing business? Saving club (Arisan) business can be an alternative for your new business. Arisan is  regular social gathering whose members contribute to and take turns at winning an aggregate sum of money. This business is very uniquee and most of people loves to take part in this club. That is because they do not have to pay some money in advanced (Payment in Advanced) to buy a product. They also do not need to give a guaranteed obligation or valuable thing to the management. This business is very simple to run. However, when the saving club has a big numbers of members the business goes complicated and needs intensively managed and organized. When we see the saving club at a glance, we will find that it looks like a multi-level marketing. That is because we need a network (member) to expand this business. So, How to start this business will be discussed below.

Firstly, you should have a product to sell and it assure you to run the business and obtain the profit. Besides, the product is required by many people around you or in one regency. To make it more concretely in description, let me take a sample, say, A Motorcyle is the product.

Study this following Illustration!



People who wants to buy a motorcycle in the saving club must register themselves to be a member of the saving club. And then, they have to pay for the member fees say US$ 25.00.- After that they must pay their money US$ 150 in a month till the max payment decided by the management reached. When the LOT drawed and one member wins the lot, she or he gets the product but still pay in a month till the max payment reached.

Besides, the Management announces that they (member) also can get the products in an auction ceremony instead of Drawing lot ceremony. This will take two or four products auctioned. To take part in this auction, the member have to pay the Guaranteed Money which paid in advanced and the amount of the payment in advanced of the auction is decided by the management.

Here, the management have to be able to calculate the profit sources.

a) Registration Fee
b) Guaranteed Money in Auction
c) Profit procentages in a month
d) others.

The benefit for customers (members) are:

a) No payment in advanced
b) No guaranteed or valuable things in Advanced
c) Cheap payment in a month
d) Auction
e) Drawing LOT
f) Flexible in payment
g) No complicated process

If you want to have a big business, start from now!
Taken from insurances7.blogspot.com that had been deleted.


Undestroyable Syariah Bank

For about four years, since 1997, Indonesia was in hot water and 'suffered from' monetary crisis. To survive, Indonesia had to borrow loans or credit from IMF and most of people (experts) said that Only IMF can help Indonesia and come out of the crisis Even though many demonstrationd occured to reject the policy. Do they have an idea to get up from the fall?. I think it is a big question to answer and no body can give better solutions to resolve the problem. I can say that they just know how to say but did not know how to do.

In line with the crisis, some of banks must be liquidated and established a new bank which was combined from some banks which could not survive from the flood. However, Syariah bank can survive and go on their activities as if no flood was there. How could it be like that?

Syariah bank is a bank which capital is from the customers and Syariah bank helps the small business entrepeneur some money and controlling and at last, develop the business into a big business. Besides, syariah bank runs sharing-business. Here, the bank is as a debitor and the business man is a creditor. In line with the business running, the bank controlls the business' betterment and the movement. There are so many customers which have no ability in accounting or management but they are able to survive and run the business and reach the highest profit they can, even in monetary crisis. Here, I can say that because the bank uses the system of profit sharing to the customers.

Each of the systems of the products has its own uniquee offers. And, All are for their customers and there are so many customers feel free and say that syariah bank can be as their partner in reaching their business objectives. If you want to enter a new style of life with new and interesting system of sharing, Syariah bank can be the first chance to join.

Taken from insurances7.blogspot.com that had been deleted.

DIRT WISTAR AND MENCIT AS AN ORGANIC FERTILIZER

Most existing rice fields in Indonesia especially in Central Java provinces experienced a decrease in soil fertility as rice growing area. This is caused by many factors which are caused by using non-organic fertilizer. Many of the farmers who replace inorganic fertilizers with organic fertilizer. fertilizers are derived from the dung of horses, cows, goats mixed in such a way with non-organic fertilizer.

Seeing this fact, student faculty of pharmacy, biology, general medicine and veterinary medicine in order to try to conduct experiments to find an alternative organic fertilizer in helping farmers. Based on the results of research, found that the White Rat droppings can be an organic fertilizer that has a tremendous advantage and increase crop productivity.

White rat is a type of white rats "Wistar" and "Mice". For these rats were normal in size as a mouse while the mouse mice have a smaller body.

When the rats of Wistar rats 2.5 months of age, can achieve price between 15,000 to 20,000 per tail. While white mice to mice between Rp.10.000 15,000 per tail.

In reproductively, this mouse can give birth 12 to 16 tails. These mice were mated by the farmers and when it becomes pregnant / pregnant female rats were separated from the group and if the child had been aged rats approximately 4 weeks, the child is separated from the mother rats.

For rat food can be given a factory-made foods (BR-2) which is given in Cattle Chickens food and usually within 1 month should spend 3 to 4 BR-2 sacks.

Taken from insurances7.blogspot.com that had been deleted.

Being An Entrepreneur


Mostly, Indonesian entrepeneurs start their business traditionally. They have some money and sell things in their own home. By easy stages, the business grows and, when they need to expand the business they do not know how. From my own observations, most of them are scared to run a small business. They say that running a business should have a lot of money. Then, they never try forever. They feel okay when they are employees and work for a company. They also say that running a business make them feel tired because there are so many things to do and to face.

In this page, let me please discuss about the way to start your business easily but effective and efficient.
As you know that we can not grow at a second. There are many processes to go by. Business is the same as that. What you have to do to start your business will be discussed below!

1.Think what capacity you have now!

For instance, you can speak English well, then you can run an English Course (like me). You can make a doll, why don't you start to run a doll shop? and many things you can do when you have a capacity. Here, do not think about how to finance you business. Just think what you can do for yourself to 'establish' a business building! and be self confident! Never be pesimmistic! Just mention and start from now!

2.Think who is your customers!

When you have found what business you can run based on your own capacity, determine the market!. What types of customers will be interested in your products or services?. Take a simple and small piece of example. Then develop! I mean, Is it possible to penetrate the products or services to other market? Will the products or the services needed by the customers, at least, in 5 years? So, in this step, you try to find out what types of customers you will take.

3.Think where the business will be managed and published!

A place is very improtant to think specially when the place is strategic one to start your business. For instance, You want to run an English Course then you should place your business near the schools or some places where the people needs to take their children to the English Course.

4.Think Who will run your business!

Do not think who will be director, secretary, staff, etc!. Just think that you yourself will run the business for the first time! Manage your business by yourself!

5.Now's time to think about the money.

Money is important to run a business. When you feel that you do not have enough money to run a business. you can submit proposal to a bank or something to lend you some money. But if you can not do this. You can try one of these following ways, they are;

a) Make a "Donate" Button in your own or friends' blog or site.
b) Online Business. Here, you can sign up or take an affiliate program which is offered by sponsor or sites, such as;


Or, you can open an Online Shop. Find the suppliers and buy the products and deliver them to your online customers!

c) Be a broker!

Let me take an example. Let's sell Notebooks or netbooks. Then you contact a bank which can finance your business and explain them that you have an access for cheap notebooks or netbooks and follow the bank instructions.

Take notice this following illustration!





 d) Money Exchange.

Here, you can monitor all of the time about the increase and the decrease between two currency (e.g. dollar and rupiahs). Decide when you sell and buy! Take the first chance when you think that it will be benefit for you!

Taken from insurances7.blogspot.com that had been deleted.